Pacolet, SC Foreclosure for Sale

Asking Price: $159.900


Estimated Value: $172,000


Suggested first offer with signed buyers agreement: $110,000

Home Details:

Bedrooms: 3 Bathrooms: 2 Living Area Size: 1,976 Year Built: 1994 Description: 3 bedroom 2 bath home with 1,994 sq.ft. of living space and an attached two car garage. The property is on a gravel road, but paved driveway for the house, only 2 houses on the street.

Special Financing

* 3% downpayment for owner occupants, 10% for investors (by contrast, 30% is typical for investors these days)
* no requirements for appraisal on a house
* no private-mortgage insurance (PMI)
* qualified borrowers need only have a credit score as low as 660
* Other restrictions apply but call for details

Boiling Springs, SC Foreclosure for Sale

Asking Price: $108,000


Estimated Value: $112,000


Suggested first offer with signed buyers agreement: $77,000

Home Details:

Property Details
Price: $108,900 Bedrooms: 3 Bathrooms: 2 Full Baths: 2 Garage Description: 1 Car Living Area Size: 1,426 Style: Ranch Exterior: Brick Veneer Heating Type: Heat Pump Appliances: Dryer, Washer Flooring: Vinyl, Wood Air Conditioning: Heat Pumps Utilities: Electric Sewer Type: Public Year Built: 1966 Parking Spaces: 1

Special Financing

* 3% downpayment for owner occupants, 10% for investors (by contrast, 30% is typical for investors these days)
* no requirements for appraisal on a house
* no private-mortgage insurance (PMI)
* qualified borrowers need only have a credit score as low as 660
* Other restrictions apply but call for details


More Homes are available.  Give me call and I will be glad to show you these homes and many more.

Strategies to Reduce Taxes on Social Security

You worked hard all your life, paying into the Social Security system. Now you're ready for payback time. Not so fast. Uncle Sam may want a piece of your benefits. Up to 85% of Social Security benefits may be subject to federal tax, but tax planning can help ease the pain.

      The tax hit will depend on your income and marital status. First figure your modified adjusted gross income, which includes non–Social Security sources of taxable income, such as pensions, wages, interest and dividends. Add in tax-exempt interest and certain other exclusions from income. Itemized deductions won't help you in this calculation, says Robert Seltzer, a certified public accountant in Beverly Hills, Cal.
Next add one-half of the Social Security benefits you receive for the year -- the total is your "provisional income." Then look at the IRS's "base amounts" for taxing Social Security. The base amounts are $32,000 for married couples filing jointly and $25,000 for single filers.

For the full article click the link: Strategies to Reduce Taxes on Social Security

Must See Homes

Spartanburg, South Carolina is located in the foothills of the beautiful Blue Ridge Mountains. The mild climate, with its four distinct seasons, provides fine weather for outdoor activities year-round. The city of 40,000 – which is part of a metropolitan area of 250,000 - is conveniently situated at the junction of I-26 and I-85, making it easily accessible to both mountain and beach resorts. Spartanburg is known for its beauty, quality of life and friendly people.

Spartanburg was rated the top city in South Carolina to live
and No. 48th nationally, by Bert Sperlings
"Cities Ranked and Rated" 2007

Water Front Homes in Spartanburg, SC







Homebuyers interested in successfully locating properties in Spartanburg County need only look to a professional, agent as William Binnicker for all their real estate needs, including pre-foreclosure information, foreclosure auctions, bank-owned foreclosures, for sale by owner (FSBO) homes, resale MLS homes and new homes for sale. Call today (864)-320-5102